All Savings Rates

Savings Account
Account Type
Annual Percentage Yield (APY)
Annual Percentage Rate (APR)
Minimum Deposit
Basic Savings Account
0.20
0.20
$5
IRA Savings Account
0.75%¹
0.75%¹
$5
Holiday Club Account
0.50%¹
0.50%¹
$5
Certificate of Deposit 
Account Type
Annual Percentage Yield (APY)
Annual Percentage Rate (APR)
Minimum Deposit
3 Month CD
0.25
0.25
$500
6 Month CD
0.28
0.28
$500
12 Month CD
0.45%¹
0.45%¹
$500
16 Month CD
0.50
0.50
$500
18 Month CD
0.55
0.55
$500
24 Month CD
0.65
0.65
$500
36 Month CD
0.85
0.85
$500
60 Month CD
1.40%¹
1.40%¹
$500
DIG Youth CD
6.00%¹
5.84
$100
NEXT Youth CD
5.00%¹
4.89
$100
IRA Certificate of Deposit
Account Type
Annual Percentage Yield (APY)
Annual Percentage Rate (APR)
Minimum Deposit
12 Month CD
0.45%¹
0.45%¹
$500
16 Month CD
0.50%¹ 0.50%¹ $500
24 Month CD
0.65%¹
0.65%¹
$500
36 Month CD
0.85%¹
0.85%¹
$500
60 Month CD
1.40%¹
1.40%¹
$500
Money Market Share Account
Account Tiers
Annual Percentage Yield (APY)
Annual Percentage Rate (APR)
Balance less than $1000
0.0%
0.0%
Balance of
$1,000 to $9,999.99
0.25
0.25
Balance of
$10,000 to $24,999.99
0.25
0.25%¹
Balance of
$25,000 to $49,999.99
0.30
0.30%¹
Balance of
$50,000 to $99,999.99
0.40
0.40
Balance of
$100,000 and more
0.65%¹
0.65%¹

¹Rates subject to change without notice.